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Clark, Butler, Walsh & Hamann
 
CLARK BUTLER
WALSH & HAMANN
315 E 5th St.
Waterloo, Iowa 50703
Phone: (319) 234-5701
Fax: (319) 232-9579
Email: info@cbwh-law.com
 
Waterloo, Iowa Attorney practicing in Iowa primarily in Civil Litigation, Business Organization, Estate Planning & Probate, Family Law, Insurance Defense, Motor Vehicle Accidents, Personal Injury, Premise Liability, Product Liability, Real Estate, Workers' Compensation & Wrongful Death. Lawyers at the Clark, Butler, Walsh & Hamann are dedicated to serve their clients in Iowa, including the cities of Waterloo, Cedar Falls, Fort Dodge, Ames, Cedar Rapids, Iowa City, Davenport, Dubuque, Des Moines, Adel, Marshalltown, Pella, Decorah, Eldora, Johnston, Ankeny, Muscatine, Ottumwa, Manchester, Elkader, and Burlington , and the communities that make Polk, Webster, Story, Linn, Johnson, Scott, Dubuque, Black Hawk, Dallas, Marshall, Marion, Winneshiek, Muscatine, Wapello, Delaware, Clayton, Hardin and Des Moines counties.
 
 
I. General Information about Workers’ Compensation
 

A. How Do Workers’ Compensation Laws Operate?

  B. Who Is Covered by Workers’ Compensation Laws?
  C. What Is the Difference Between Workers’ Compensation      Benefit Claims and Civil Lawsuits?
  D. How to Protect Your Rights
  E. Categories of Injuries Covered by Workers' Compensation
  F. What to Do If You Are Injured On-the-Job
II. Employer Obligations
 

A. Penalties

  B. Duties
  C. State and Local Government Employees
  D. Federal Government Employees
III. Conclusion
" Contact a Iowa workers' compensation lawyer representing clients in Manchester, Iowa today to schedule your free initial consultation."
Marshall County Courthouse Marshalltown Iowa

Employer Obligations

The workers' compensation system provides compensation for employees who were injured at work or suffered an illness because of their job. If the injury is great enough to result in death, workers' compensation benefits are paid to the employee's surviving spouse and children or other dependants.

In most states, employers are required to purchase workers' compensation insurance from an insurance company. In some states, large companies are allowed to self-insure, or act as their own insurance company. Small companies, those with fewer than three or four employees, may not be required to have workers' compensation insurance. When an employee is injured and files a workers' compensation claim, this claim is then filed with the insurance company, or with the self-insuring employer, who pays the workers' compensation benefits. These benefits may include medical and disability compensation, depending on your state.

Unless an employer falls within a specific exception (such as the exception for small companies), the employer without workers' compensation insurance may be fined and they may be subject to civil and criminal liability.

Penalties

If an employer doesn't have workers' compensation insurance, that employer may be subject to the following penalties:

Fines
Criminal Prosecution
The employer may be held responsible for paying workers' compensation benefits to the inured      employee
An injured employee may be able to sue the employer, where the employee would have normally      filed a workers' compensation claim

Duties

In most states, employers have extra duties in addition to carrying workers' compensation insurance. These duties may include:

Posting a notice of compliance with workers' compensation laws at each work site in a place that's in plain view

Providing immediate emergency medical treatment if an employee is injured at work or on the job

Offering further medical treatment if the injured employee is unable to pick a doctor or if the employee informs the employer in writing of a desire not to do so

Keeping a log of injury reports for every accident that results in an injury. These reports should detail injuries that require medical treatment other than first aid or more than two treatments by a doctor or the person who provides first aid. Injury reports should also cover injuries that require time off work more than just the day or shift on which the accident occurred.

Sending a copy of the injury to the workers' compensation board office. The employer's insurance company should also be provided with a copy of the report. If an employer does not make an injury report, they may be guilty of a misdemeanor crime, which is punishable by fine.

Complying with requests for more information on injured workers when the request comes from the workers' compensation board or the employer's insurance company. The information that must be provided may include statement's of the employee's earnings before and after the accident, the date of the employee's return to work, or any other reports that may help determine the employee's work status after the injury.


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If you would like to schedule a free initial consultation contact an Iowa workers' compensation attorney, representing clients in Manchester, Iowa  at the Clark, Butler, Walsh & Hamann. Give us a call at (319) 234-5701 or email us at info@cbwh-law.com.
 

DISCLAIMER: The information you obtain at our firm web site is not, nor is it intended to be, legal advice. It is recommended that you should consult an attorney for individual advice regarding your own situation.

 

 
© MMVII Clark, Butler, Walsh & Hamann Address: 315 E 5th St., Waterloo, Iowa 50703 Phone: (319) 234-5701 Fax: (319) 232-9579
Email: info@cbwh-law.com Home l Firm Overview l Practice Areas: Civil Litigation, Business Organization, Estate Planning & Probate, Family Law, Insurance Defense, Motor Vehicle Accidents, Personal Injury, Premise Liability, Product Liability, Real Estate, Workers' Compensation & Wrongful Death l Attorneys l Resources l Contact l The information you obtain at our firm web site is not, nor is it intended to be, legal advice. It is recommended that you should consult an attorney for individual advice regarding your own situation. Iowa Workers Compensation Attorney Manchester Work Comp Injury Clayton County Lawyer
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