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Real estate is covered by both federal and state laws. State laws differ on a number of issues. As a result, it is important to protect your interests by retaining an experienced attorney for routine as well as complex transactions. This overview will discuss topics that are important in understanding real estate law.


Real estate brokers may be employed by sellers to find a buyer for a property, or by a buyer to locate a property for purchase. When a seller employs a broker, they sign a listing agreement which obligates the broker to work to locate a buyer, and the seller to pay the broker a commission upon sale. Brokers are usually held to rigorous standards in order to be licensed. A broker is a legal agent of the person who hired him or her, and thus has duties and obligations to work in their client's interest. The broker is not a party to any agreements about purchase. These agreements are strictly between the seller and the buyer.

Contact a Iowa real estate lawyer representing clients in Waterloo, Iowa today to schedule your initial consultation.

Contracts and Transfers

Real estate purchase agreements are governed by contract law. These agreements must therefore:Be in writing. Be marketable (free of encumbrances, liens, or other title defects).

Real estate buyers generally employ an attorney or title insurance company to research the title. This process, called a title search, involves examination of the public records.

The title searcher will go through the county's public records and assemble a chain of title by finding all recorded deeds for the property in question and the current property owners. He or she will also look for encumbrances on the property. Encumbrances include but are not limited to:

  • Mortgages.
  • Unpaid taxes.
  • Legal judgments.
  • Municipal improvement liens.
  • Government claims.
  • Foreclosures.
  • Easements.
  • Covenants.
  • Condemnations.

A title insurance company insures the buyers against losses caused if the title is discovered to be invalid. The seller is required to execute and deliver a deed which includes a legal description of the land. Most states require that this deed be officially recorded to establish ownership and notice of its transfer. The title company will also complete the same searches on the potential buyers that may reveal encumbrances that could be attached to the new title, affecting any mortgages or liens.

If you would like to schedule your initial consultation contact an Iowa real estate attorney, representing clients in Waterloo, Iowa  at the Clark, Butler, Walsh & Hamann. Give us a call at (319) 234-5701 or email us at This email address is being protected from spambots. You need JavaScript enabled to view it..

Our Location

We are located in downtown Waterloo, Iowa. Our office is directly across from the Black Hawk County Courthouse.

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Contact Details

Address: 315 E 5th St., Waterloo, Iowa 50703 Phone: (319) 234-5701 Fax: (319) 232-9579. Email:

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